LOW RATE INVESTMENT PROPERTY LOANS
For most Australians, venturing into the investment property market and creating wealth through a property investment portfolio is an attractive investment opportunity. Research has proven that clients opting to venture into investment properties are seeking:
- Capital Growth
- Reasonable Rate of Return from this investment
What Are Your Options for Investment Property Loans?
When it comes to arranging low rate finance for investment property, you should consider the many different borrowing options and strategies available to you. Some of which are listed below and which one of our expert finance brokers will walk you through as part of our process, to arrange suitable finance that is right for your unique situation:
- How are you sourcing your deposit, (i.e. are you accessing the equity from your existing owner occupied property)?
- Do you have other investment properties from which you can consider accessing equity?
- How will you structure your existing facilities while you consider the equity factor?
- What is your overall serviceability position?
- How long will you continue to work and when do you plan to retire?
- In the event that you do retire, how do you plan to repay your loan?
- What sort of mortgage protection and other insurance do you have in place against any contingencies?
- What are your repayments for all other liabilities that you owe?
- What will be your repayments on the new loan and what is the anticipated rental income from the property you are considering to purchase?
- Are you able to meet loan repayments in the event that you are not able to find tenants for your investment property immediately after settlement?
- What will be your Lenders Mortgage Insurance (LMI) premium and are you able to save on this premium by using a collateral property as security?
Why Choose Singh Finance?
It is always advisable to start the investment property loan application process with Singh Finance as soon as possible, because:
- We know what the standard requirements for investment property loans are
- We can accommodate a much faster credit decision for you, provided that we receive from you all the required documents as soon as possible
- We can calculate how much you can borrow
- We can calculate your interest rate and the monthly loan repayment amount
- Our team of expert finance brokers has successfully helped a number of clients with investment property loans
- We know the numerous lender's credit policies and procedures, as we deal with them on a regular basis
While you concentrate on purchasing your investment property, our team of professionally qualified finance brokers will:
- Look at your overall financial position, and establish a budget for you
- Eliminate the stress and time it takes in running around trying to find your own finance package solution at the right price
Our finance brokers will also provide you with a convenient pre-approval so that you will have the peace of mind knowing that:
- Your investment property finance loan application has already been assessed by an accredited finance broker and in accordance with the responsible lending criteria
- Your finance is already pre-approved, and you will also know the conditions of your pre-approval
- You have the upper hand when negotiating the sale price with the vendor or real estate agent
Customized Investment Property Loan Solution
Our team of professionally qualified finance brokers is all experts, who pride themselves on their ability to structure and implement a customized investment property finance and insurance package solution that meet your needs. They will also:
- Structure your investment property loan and your insurance package to suit your individual needs, budget and circumstances
- Help get you the best investment property finance deal you want in the quickest possible time and without the hassle of running around trying to find your own finance
- Liaise with the lenders to give you the perfect investment property loan package solution and at the right price
- Offer you the highest level of customer service
- Build a strong relationship with you
- Go out of their way to develop a long term relationship with you
Contact Singh Finance Today
For obtaining an obligation free assessment and pre-approval on investment property loan, contact us or enquire online today. One of our professionally qualified and expert finance brokers will contact you and make an appointment to see you at a time and place convenient to you.
Singh Finance Pty Ltd
P.O Box 4042
Parramatta NSW 2124
Ph: 0424 190 908
Fax No. 02 9608-6279
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